/* Pénzügyi Kalauz arculat (penzugyikalauz.hu): Inter + Geist Mono, „BM” piros-narancs, slate szürkék */
@font-face { font-family: "Inter"; src: url("fonts/inter-Regular.woff") format("woff"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Inter"; src: url("fonts/inter-Medium.woff") format("woff"); font-weight: 500; font-display: swap; }
@font-face { font-family: "Inter"; src: url("fonts/inter-SemiBold.woff") format("woff"); font-weight: 600; font-display: swap; }
@font-face { font-family: "Inter"; src: url("fonts/inter-Bold.woff") format("woff"); font-weight: 700 900; font-display: swap; }
@font-face { font-family: "Geist Mono"; src: url("fonts/geistmono-Regular.woff") format("woff"); font-weight: 400 500; font-display: swap; }
@font-face { font-family: "Geist Mono"; src: url("fonts/geistmono-Bold.woff") format("woff"); font-weight: 600 900; font-display: swap; }
:root {
  --bg: #f7f7f7;
  --card: #ffffff;
  --ink: #0f172a;
  --ink-2: #263142;
  --muted: #64748b;
  --line: #ebebeb;
  --line-2: #d9dde3;
  --brand: #e43c2b;
  --accent: #d83426;
  --accent-hover: #b8291b;
  --accent-ink: #ffffff;
  --accent-soft: #fdeeec;
  --ok: #1f7a4d;
  --ok-bg: #e7f4ec;
  --ok-line: #b7dcc6;
  --warn: #8a4b08;
  --warn-bg: #fff4dc;
  --warn-line: #f0c36d;
  --err: #a8261b;
  --err-bg: #fdecea;
  --edit: #4b3fa8;
  --edit-bg: #f3f1ff;
  --radius: 14px;
  --mono: "Geist Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
  --display: Impact, "Haettenschweiler", "Arial Narrow Bold", "Inter", sans-serif;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
body { margin: 0; background: var(--bg); line-height: 1.5; font-size: 15px; }
a { color: var(--accent); }
h1 { font-family: var(--display); font-weight: 400; text-transform: uppercase; font-size: 1.75rem; line-height: 1.15; margin: 0 0 .45rem; letter-spacing: .005em; color: var(--ink); }
h2 { font-size: 1.08rem; font-weight: 700; margin: 1.4rem 0 .6rem; letter-spacing: -.01em; }
.card h2:first-child { margin-top: 0; }

.topbar {
  display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: .7rem clamp(16px, 4vw, 40px); background: var(--card); border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 20; min-height: 4.5rem;
}
.brand { display: flex; align-items: center; gap: .6rem; font-weight: 700; color: var(--ink); text-decoration: none; }
.brand-mark {
  display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%;
  background: var(--brand); color: #fff; font-family: var(--display); font-size: 1rem; letter-spacing: .02em;
}
.brand-name { display: flex; flex-direction: column; line-height: 1.1; }
.brand-name small { font-family: var(--mono); font-size: .68rem; font-weight: 500; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.who { display: flex; align-items: center; gap: .8rem; color: var(--muted); font-size: .9rem; }
.who form { margin: 0; }
.devbar { background: var(--ink-2); color: #fff; text-align: center; font-size: .82rem; padding: .3rem; letter-spacing: .02em; }

.wrap { max-width: 1040px; margin: 0 auto; padding: 24px 16px 80px; }
.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: clamp(16px, 3vw, 28px); margin-bottom: 18px;
}
.card.narrow { max-width: 460px; margin: 40px auto; }
.center { text-align: center; }
.grid2 { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 18px; }
.grid2 .card { margin-bottom: 0; }
.muted { color: var(--muted); }
.small { font-size: .85rem; }
.meta { color: var(--muted); font-size: .88rem; margin: 0 0 .6rem; }
.crumbs { margin: 0 0 .8rem; font-size: .9rem; }
.crumbs a { text-decoration: none; }

.stack { display: flex; flex-direction: column; gap: .7rem; }
label { font-weight: 550; font-size: .92rem; }
input[type=text], input[type=email], input:not([type]), textarea {
  font: inherit; width: 100%; padding: .55rem .75rem; border: 1px solid var(--line-2); border-radius: 8px;
  background: #fff; color: var(--ink);
}
input:focus, textarea:focus, select:focus, button:focus-visible { outline: 3px solid #f6b5ad; outline-offset: 1px; border-color: var(--accent); }
button {
  font: inherit; font-weight: 600; padding: .6rem 1.25rem; border-radius: 999px; cursor: pointer;
  border: 1px solid var(--line-2); background: #fff; color: var(--ink); transition: background .15s, border-color .15s;
}
button:hover { background: #f1f2f4; }
button.primary { background: var(--accent); border-color: var(--accent); color: var(--accent-ink); }
button.primary:hover, a.button.primary:hover { background: var(--accent-hover); border-color: var(--accent-hover); }
button.link { border: 0; background: none; padding: 0; color: var(--accent); font-weight: 500; text-decoration: underline; }

.search { display: flex; gap: .6rem; margin-top: .8rem; }
.search input { flex: 1; }
.list { list-style: none; padding: 0; margin: 1rem 0 0; border-top: 1px solid var(--line); }
.list li { border-bottom: 1px solid var(--line); }
.list a, .list.plain li { display: flex; justify-content: space-between; gap: 1rem; padding: .7rem .2rem; text-decoration: none; color: var(--ink); }
.list a:hover { background: var(--accent-soft); }
.list .title { font-weight: 550; }
.list .meta { margin: 0; white-space: nowrap; }
.list.compact a, .list.compact li { padding: .5rem .2rem; }
.list.compact { margin-top: 0; }

.facts { display: grid; grid-template-columns: max-content 1fr; gap: .35rem 1.2rem; margin: 1rem 0 0; }
.facts dt { color: var(--muted); }
.facts dd { margin: 0; font-weight: 550; }
.docs { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: .6rem; }
.docs li { display: flex; justify-content: space-between; padding: .6rem .8rem; border-radius: 8px; border: 1px solid var(--line); }
.docs li.ok { background: var(--ok-bg); border-color: var(--ok-line); color: var(--ok); }
.docs li.missing { background: var(--warn-bg); border-color: var(--warn-line); color: var(--warn); }

.choices { display: grid; gap: .5rem; }
.choice { display: flex; gap: .7rem; align-items: flex-start; padding: .75rem .9rem; border: 1px solid var(--line); border-radius: 8px; cursor: pointer; font-weight: 400; }
.choice:has(input:checked) { border-color: var(--accent); background: var(--accent-soft); }
.choice input { margin-top: .25rem; }
.choice em { color: var(--muted); font-style: normal; }
.choice small { display: block; color: var(--muted); }

.tabs { display: flex; gap: .25rem; border-bottom: 1px solid var(--line); margin: 0 0 1rem; overflow-x: auto; }
.tab {
  display: flex; align-items: center; gap: .45rem; padding: .6rem .95rem; white-space: nowrap;
  color: var(--muted); text-decoration: none; font-weight: 550; border-bottom: 3px solid transparent; margin-bottom: -1px;
}
.tab:hover { color: var(--ink); background: #f4f5f7; }
.tab.active { color: var(--accent); border-bottom-color: var(--accent); }
.tab .count { font-size: .75rem; font-family: var(--mono); font-weight: 600; padding: 0 .45rem; border-radius: 99px; background: #eef0f3; color: var(--muted); }
.tab.active .count { background: var(--accent-soft); color: var(--accent); }
.tab .crm-mark { font-size: .7rem; font-weight: 600; padding: .05rem .4rem; border-radius: 4px; background: #fff4dc; color: var(--warn); }
.empty-tab { padding: 1.2rem 0; }

.flash { padding: .7rem .9rem; border-radius: 8px; margin: .8rem 0; border: 1px solid; }
.flash-hiba { background: var(--err-bg); color: var(--err); border-color: #f3b7b0; }
.flash-info { background: var(--ok-bg); color: var(--ok); border-color: var(--ok-line); }
.flash-figyelem { background: var(--warn-bg); color: var(--warn); border-color: var(--warn-line); }

.spinner { width: 36px; height: 36px; margin: 0 auto 1rem; border: 4px solid var(--accent-soft); border-top-color: var(--accent); border-radius: 50%; animation: spin 1s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }
@media (prefers-reduced-motion: reduce) { .spinner { animation: none; } }

.stats { display: flex; gap: .8rem; margin: 1rem 0; flex-wrap: wrap; }
.stats div { flex: 1; min-width: 110px; padding: .75rem .95rem; border-radius: 12px; background: #fafafa; border: 1px solid var(--line); }
.stats strong { display: block; font-size: 1.4rem; }
.stats span { color: var(--muted); font-family: var(--mono); font-size: .74rem; text-transform: uppercase; letter-spacing: .04em; }
.stats .warn { background: var(--warn-bg); border-color: var(--warn-line); color: var(--warn); }
.stats .empty { background: #f1f0fb; border-color: #cfcaf0; }
.toggle { display: flex; gap: .5rem; align-items: center; font-weight: 400; }

.review { padding: 0; overflow: hidden; }
.fields { width: 100%; border-collapse: collapse; }
.fields th, .fields td { text-align: left; vertical-align: top; padding: .6rem .9rem; border-bottom: 1px solid var(--line); }
.fields thead th { background: #fafafa; font-family: var(--mono); font-weight: 500; font-size: .74rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.fields tbody th { font-weight: 500; width: 32%; }
.fields tbody th label { font-weight: 500; }
.fields td:last-child { width: 1%; white-space: nowrap; }
.fields tr.group th { background: #f1f2f4; font-family: var(--mono); font-weight: 600; font-size: .78rem; text-transform: uppercase; letter-spacing: .05em; color: var(--ink-2); }
.fields tr.has-warning td:nth-child(2) input, .fields tr.has-warning td:nth-child(2) textarea { border-color: var(--warn-line); background: #fffaf0; }
.fields .warning { color: var(--warn); font-size: .84rem; margin-top: .3rem; }
.fields .warning::before { content: "⚠ "; }
.fields input.edited, .fields textarea.edited, .fields select.edited { border-color: #6b5bd2; background: var(--edit-bg); }
.req { color: var(--err); }
.fields tr.skipped th, .fields tr.skipped .badge { color: #9a9f9c; }
.fields tr.skipped input[type=text], .fields tr.skipped textarea { background: #f4f5f7; }
.badge { display: inline-block; font-size: .78rem; padding: .15rem .5rem; border-radius: 99px; background: #eef0f3; color: var(--muted); }
.only-problems .fields tbody tr:not(.todo):not(.group) { display: none; }

.actions {
  position: sticky; bottom: 0; display: flex; justify-content: space-between; align-items: center; gap: 1rem; flex-wrap: wrap;
  padding: .9rem; background: rgba(255,255,255,.96); border-top: 1px solid var(--line);
}
.actions .buttons { display: flex; gap: .6rem; flex-wrap: wrap; }
.confirm { display: flex; gap: .5rem; align-items: center; font-weight: 500; }

@media (max-width: 640px) {
  .fields thead { display: none; }
  .fields tr { display: block; border-bottom: 1px solid var(--line); padding: .4rem 0; }
  .fields th, .fields td { display: block; border: 0; width: auto !important; padding: .25rem .9rem; }
  .fields td:last-child { white-space: normal; }
  .search { flex-direction: column; }
}

.who a { color: var(--muted); text-decoration: none; }
.who a:hover { color: var(--accent); }
.code-input { font-size: 1.6rem; letter-spacing: .35em; text-align: center; font-variant-numeric: tabular-nums; }
.inline-form { margin: .6rem 0 0; }
.hints { margin: 0; padding-left: 1.1rem; }
.add-user { display: grid; grid-template-columns: 1fr 1.3fr auto auto; gap: .7rem; align-items: end; margin-top: 1rem; }
.add-user div { display: flex; flex-direction: column; gap: .3rem; }
.add-user .toggle { padding-bottom: .55rem; }
@media (max-width: 760px) { .add-user { grid-template-columns: 1fr; } }
.users td, .users th { vertical-align: middle; }
.actions-cell { display: flex; flex-wrap: wrap; gap: .35rem; width: auto !important; white-space: normal !important; }
.actions-cell form { margin: 0; }
.small-btn { font-size: .8rem; padding: .3rem .6rem; font-weight: 550; }
.small-btn.danger { color: var(--err); border-color: #f3b7b0; }
.state { font-size: .82rem; font-weight: 600; padding: .15rem .5rem; border-radius: 99px; white-space: nowrap; }
.state.on { background: var(--ok-bg); color: var(--ok); }
.state.off { background: #eef0f3; color: var(--muted); }
.state.pending { background: #f1f0fb; color: #4b3fa8; }
.state.warn { background: var(--warn-bg); color: var(--warn); }
.nowrap { white-space: nowrap; }
.log td, .log th { width: auto; }

.choice-tools { display: flex; justify-content: space-between; align-items: center; gap: 1rem; flex-wrap: wrap; }
button:disabled { opacity: .5; cursor: not-allowed; }
.form-nav { display: flex; flex-wrap: wrap; gap: .5rem; margin: 1rem 0 .2rem; }
.form-nav a { display: inline-flex; gap: .4rem; align-items: center; padding: .35rem .7rem; border: 1px solid var(--line);
  border-radius: 99px; text-decoration: none; color: var(--ink); font-size: .88rem; background: #fff; }
.form-nav a:hover { border-color: var(--accent); }
.form-nav .warnc { color: var(--warn); font-weight: 650; }
.form-head { display: flex; justify-content: space-between; align-items: center; gap: 1rem; flex-wrap: wrap;
  padding: .9rem; background: #fafafa; border-bottom: 1px solid var(--line); scroll-margin-top: 1rem; }
.form-head h2 { margin: 0; font-size: 1.05rem; }
.form-head .buttons { display: flex; gap: .4rem; flex-wrap: wrap; }
.review + .review { margin-top: 18px; }

/* Dokumentumfeltöltés a kitöltés indításakor */
.uploads { border: 1px solid var(--line); border-radius: 8px; padding: .7rem .9rem; }
.uploads summary { cursor: pointer; font-weight: 600; }
.upload-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: .6rem; margin-top: .6rem; }
.upload { display: flex; flex-direction: column; gap: .4rem; padding: .7rem .8rem; border: 1px dashed var(--line); border-radius: 8px; font-weight: 400; }
.upload small { display: block; color: var(--muted); }
.upload input[type=file] { max-width: 100%; font-size: .9rem; }
.check-line { display: flex; gap: .5rem; align-items: center; margin-top: .7rem; font-weight: 400; }

/* ---- Dokumentum-checklist ---- */
.head-row { display: flex; justify-content: space-between; align-items: flex-start; gap: 1rem; flex-wrap: wrap; }
.head-row .buttons { display: flex; gap: .5rem; flex-wrap: wrap; }
a.button { display: inline-block; font-weight: 600; padding: .6rem 1.25rem; border-radius: 999px; border: 1px solid var(--line-2);
  background: #fff; color: var(--ink); text-decoration: none; }
a.button:hover { background: #f4f5f7; }
a.button.primary { background: var(--accent); border-color: var(--accent); color: var(--accent-ink); }
a.choice { text-decoration: none; color: var(--ink); }
a.choice:hover { border-color: var(--accent); }
button.secondary { background: #fff; }

.wizard-card { max-width: 760px; margin: 0 auto; }
.wprogress { height: 6px; background: #eef0f3; border-radius: 99px; overflow: hidden; margin: .8rem 0 1.2rem; }
.wprogress span { display: block; height: 100%; width: 0; background: var(--accent); transition: width .2s; }
.wizard fieldset { border: 0; padding: 0; margin: 0 0 1.6rem; }
.wizard legend { font-size: 1.15rem; font-weight: 650; margin-bottom: .7rem; padding: 0; }
.opts { display: grid; gap: .5rem; }
.opt { display: flex; gap: .7rem; align-items: center; padding: .8rem 1rem; border: 1px solid var(--line); border-radius: 10px;
  cursor: pointer; font-weight: 500; font-size: 1rem; background: #fff; }
.opt:hover { border-color: var(--accent); }
.opt:has(input:checked) { border-color: var(--accent); background: var(--accent-soft); }
.opt input { width: 1.1rem; height: 1.1rem; accent-color: var(--accent); flex: none; }
.name-row { display: grid; grid-template-columns: 11rem 1fr; gap: .7rem; align-items: center; margin-bottom: .5rem; font-weight: 500; }
.wnav { display: flex; justify-content: space-between; align-items: center; gap: 1rem; border-top: 1px solid var(--line); padding-top: 1rem; }
.js-wizard .wstep { display: none; }
.js-wizard .wstep.current { display: block; }
.js-wizard #wsubmit { display: none; }
.js-wizard.last #wsubmit { display: inline-block; }
.js-wizard.last #wnext { display: none; }
#wizard:not(.js-wizard) #wnext, #wizard:not(.js-wizard) #wback { display: none; }
@media (max-width: 640px) { .name-row { grid-template-columns: 1fr; gap: .2rem; } }

.summary-box { margin: .8rem 0; border: 1px solid var(--line); border-radius: 8px; padding: .6rem .9rem; }
.summary-box summary { cursor: pointer; font-weight: 600; }
.summary-box .facts { grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); font-size: .9rem; }
.summary-box textarea { margin: .6rem 0; font-size: .9rem; }
.cl-group h2 { margin-bottom: .2rem; }
.cl-items { list-style: none; margin: 0; padding: 0; }
.cl-item { display: flex; justify-content: space-between; gap: 1rem; padding: .85rem 0; border-top: 1px solid var(--line); }
.cl-item:first-child { border-top: 0; }
.cl-main { flex: 1; min-width: 0; }
.cl-title { font-weight: 600; }
.who-tag { display: inline-block; font-size: .78rem; font-weight: 600; padding: .1rem .5rem; border-radius: 99px;
  background: #eef0fb; color: #3c4790; margin-left: .2rem; white-space: nowrap; }
.cl-badges { display: flex; flex-wrap: wrap; gap: .35rem; align-items: center; margin: .3rem 0 0; }
.badge.opt { background: #f1f0fb; color: #4b3fa8; padding: .15rem .5rem; border: 0; font-size: .78rem; font-weight: 500; cursor: default; display: inline-block; }
.cl-note { margin: .35rem 0 0; color: var(--muted); font-size: .88rem; }
.cl-warn { margin: .35rem 0 0; color: var(--warn); font-weight: 600; font-size: .9rem; }
.cl-comment { margin-top: .45rem; font-size: .88rem !important; padding: .35rem .6rem !important; }
.seg { display: flex; flex: none; align-self: flex-start; border: 1px solid var(--line-2); border-radius: 8px; overflow: hidden; }
.seg label { cursor: pointer; font-size: .85rem; font-weight: 600; }
.seg input { position: absolute; opacity: 0; pointer-events: none; }
.seg span { display: block; padding: .45rem .7rem; color: var(--muted); }
.seg label + label span { border-left: 1px solid var(--line-2); }
.seg .s-h input:checked + span { background: var(--warn-bg); color: var(--warn); }
.seg .s-m input:checked + span { background: var(--ok); color: #fff; }
.seg .s-n input:checked + span { background: #eef0f3; color: var(--ink); }
.seg input:focus-visible + span { outline: 3px solid #f6b5ad; outline-offset: -3px; }
.cl-item.st-megvan .cl-title, .cl-item.st-nem_kell .cl-title { color: var(--muted); }
.cl-item.st-nem_kell .cl-title { text-decoration: line-through; }
.only-missing .cl-item:not(.st-hianyzik) { display: none; }
.only-missing .cl-group:not(:has(.st-hianyzik)) { display: none; }
.delete-form { margin: 1.2rem 0 0; text-align: right; }
@media (max-width: 640px) { .cl-item { flex-direction: column; gap: .5rem; } .seg { align-self: stretch; } .seg label { flex: 1; text-align: center; } }

@media print {
  .topbar, .devbar, .noprint, .actions, .crumbs, .cl-comment:placeholder-shown { display: none !important; }
  body, .card { background: #fff; }
  .card { box-shadow: none; border: 0; padding: 0; margin: 0 0 1rem; }
  .summary-box { border: 0; padding: 0; }
  .summary-box[open] summary, .summary-box summary { font-weight: 650; }
  .cl-item { break-inside: avoid; }
  .seg { border: 0; }
  .seg label:not(:has(input:checked)) { display: none; }
  .seg span { padding: 0 .3rem; border: 1px solid #999; border-radius: 4px; }
  .cl-comment { border: 0 !important; padding: 0 !important; font-style: italic; }
  .only-missing .cl-item:not(.st-hianyzik) { display: flex; }
}
.wstep.needs legend::after { content: " – válassz egyet"; color: var(--err); font-size: .9rem; font-weight: 500; }
.cl-item:not(.noting) .cl-comment:placeholder-shown { display: none; }
.add-note { font-size: .82rem; }
@media (max-width: 760px) {
  .topbar { flex-wrap: wrap; row-gap: .4rem; }
  .who { flex-wrap: wrap; gap: .3rem .8rem; font-size: .9rem; }
  .who > span { display: none; }
}
.opt.disabled { opacity: .55; cursor: not-allowed; }
.other-banks { display: flex; flex-wrap: wrap; gap: .5rem; margin: .4rem 0 .2rem; }
.opt.disabled:hover { border-color: var(--line); }

/* Admin: cégadatok, hibás mezők */
.grid-form { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: .7rem 1rem; }
.grid-form label { display: flex; flex-direction: column; gap: .3rem; }
.card h3 { font-size: .95rem; margin: 1rem 0 .5rem; }
.table-wrap { overflow-x: auto; }
.advisors th { font-size: .82rem; white-space: nowrap; }
.advisors td { padding: .25rem .3rem; }
.advisors input { min-width: 120px; padding: .35rem .5rem; font-size: .88rem; }
.advisors td:first-child input { min-width: 230px; }
.form-nav a[aria-current] { border-color: var(--accent); background: var(--accent-soft); }
.small-btn.current { background: var(--accent-soft); color: var(--accent); opacity: 1; }
.advisor-pick { display: flex; flex-direction: column; gap: .35rem; }
.advisor-pick select { font: inherit; padding: .5rem .6rem; border: 1px solid var(--line-2); border-radius: 8px; background: #fff; max-width: 420px; }
.report-btn { border: 0; background: none; padding: .1rem .35rem; margin-left: .3rem; color: #b9b5aa; font-size: 1rem; cursor: pointer; }
.report-btn:hover { color: var(--err); background: none; }
.report-btn.done { color: var(--err); cursor: default; }
.crm-props td, .crm-props th { vertical-align: middle; }
.crm-props tr.saved { color: var(--muted); }
.props-btn { display: flex; justify-content: flex-end; margin-top: .8rem; }
.advisors { display: flex; flex-direction: column; gap: .6rem; }
.adv { display: grid; grid-template-columns: repeat(6, minmax(0, 1fr)); gap: .5rem .7rem; padding: .8rem; border: 1px solid var(--line); border-radius: 8px; }
.adv.empty { border-style: dashed; }
.adv label { display: flex; flex-direction: column; gap: .2rem; font-size: .8rem; font-weight: 550; color: var(--muted); }
.adv .w2 { grid-column: span 3; }
.adv input { padding: .35rem .55rem; font-size: .9rem; }
@media (max-width: 760px) { .adv { grid-template-columns: repeat(2, minmax(0, 1fr)); } .adv .w2 { grid-column: span 2; } }
details.adv { display: block; }
details.adv summary { cursor: pointer; padding: .1rem 0; }
.adv-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: .5rem .7rem; margin-top: .6rem; }
.adv-grid .w2 { grid-column: span 2; }
.adv h4 { margin: .9rem 0 .1rem; font-size: .85rem; }
.bank-codes { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: .6rem; margin-top: .5rem; }
.bank-codes fieldset { border: 1px solid var(--line); border-radius: 8px; padding: .5rem .7rem .7rem; margin: 0; display: flex; flex-direction: column; gap: .4rem; }
.bank-codes legend { font-weight: 650; font-size: .85rem; padding: 0 .3rem; }
.copy-from { display: flex; flex-direction: column; gap: .3rem; margin-top: .8rem; font-size: .85rem; }
.copy-from select { font: inherit; padding: .4rem; border: 1px solid var(--line-2); border-radius: 8px; max-width: 420px; }
@media (max-width: 760px) { .adv-grid { grid-template-columns: 1fr 1fr; } }
.ai-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; }
@media (max-width: 760px) { .ai-grid { grid-template-columns: 1fr; } }
.ai-grid label { display: flex; flex-direction: column; gap: .35rem; }
.ai-grid button { align-self: flex-start; }
.ai-answer { padding: .8rem 1rem; border-radius: 8px; background: #f1f5f9; white-space: pre-wrap; }
.ai-answer.err { background: var(--err-bg); color: var(--err); }
.pre { white-space: pre-wrap; }
.crm-props select { font: inherit; padding: .45rem; border: 1px solid var(--line-2); border-radius: 8px; }
.prescreen h2 { margin-top: 1.2rem; }
.prescreen select { font: inherit; padding: .5rem .6rem; border: 1px solid var(--line-2); border-radius: 8px; background: #fff; }
.grid-form label small { font-weight: 400; }
.checks { list-style: none; padding: 0; margin: .5rem 0 0; }
.checks li { display: flex; gap: .8rem; align-items: flex-start; padding: .7rem 0; border-top: 1px solid var(--line); }
.ck-icon { flex: none; width: 1.7rem; height: 1.7rem; border-radius: 99px; display: grid; place-items: center; font-weight: 700; }
.ck-ok .ck-icon { background: var(--ok-bg); color: var(--ok); }
.ck-hiba .ck-icon { background: var(--err-bg); color: var(--err); }
.ck-figyelem .ck-icon, .ck-hiany .ck-icon { background: var(--warn-bg); color: var(--warn); }
.badge.prod { background: #e8f1fb; color: #1f4f86; font-weight: 600; }
.multi { display: inline-block; margin-left: .35rem; font-size: .72rem; font-weight: 600; padding: .05rem .45rem; border-radius: 99px; background: #eef0fb; color: #3c4790; cursor: help; white-space: nowrap; }
.review-more { margin: 0; border-top: 1px solid var(--line); }
.review-more summary { cursor: pointer; padding: .7rem .9rem; font-weight: 600; color: var(--muted); }
.review-note { padding: .9rem; margin: 0; }
.only-problems .review-more { display: none; }
.choice-select { font: inherit; padding: .5rem .6rem; border: 1px solid var(--line-2); border-radius: 8px; background: #fff; max-width: 100%; }

/* arculati finomítások */
.card { box-shadow: 0 1px 2px rgba(15, 23, 42, .04); }
.eyebrow { font-family: var(--mono); font-size: .74rem; font-weight: 500; text-transform: uppercase; letter-spacing: .07em; color: var(--accent); margin: 0 0 .25rem; }
.badge, .state, .who-tag, .multi { font-family: var(--mono); letter-spacing: .01em; }
.tab.active .count { background: var(--accent-soft); color: var(--accent); }

/* ---- Ellenőrző oldal: teendők, eszközök, néző ---- */
.stats .todo { background: var(--accent-soft); border-color: #f6b5ad; color: var(--accent-hover); }
.stats .done { background: var(--ok-bg); border-color: var(--ok-line); color: var(--ok); }
.review-toolbar { position: sticky; top: 4.6rem; z-index: 15; display: flex; justify-content: space-between; align-items: center;
  gap: .6rem 1rem; flex-wrap: wrap; margin: 0 0 18px; padding: .6rem .9rem; background: rgba(255,255,255,.97);
  border: 1px solid var(--line); border-radius: 999px; box-shadow: 0 4px 14px rgba(15,23,42,.06); }
.review-toolbar .buttons { display: flex; gap: .5rem; align-items: center; flex-wrap: wrap; }
.todo-meter { display: flex; align-items: center; gap: .8rem; flex: 1; min-width: 220px; }
.todo-text { white-space: nowrap; font-size: .92rem; }
.todo-meter .bar { flex: 1; max-width: 260px; height: 8px; background: #eef0f3; border-radius: 99px; overflow: hidden; }
.todo-meter .bar span { display: block; height: 100%; width: 4%; background: var(--ok); transition: width .25s; border-radius: 99px; }
.fields tr.todo > th:first-child { box-shadow: inset 4px 0 0 var(--accent); }
.fields tr.ok-marked > th:first-child { box-shadow: inset 4px 0 0 var(--ok); }
.fields tr.flash-row { background: #fff7e6; transition: background .6s; }
.fields tr.bad td:nth-child(2) input { border-color: var(--accent); background: #fff6f5; }
.row-tools { min-width: 9.5rem; }
.row-tools .badge { margin-bottom: .3rem; }
.tool-btns { display: flex; gap: .15rem; align-items: center; margin-top: .2rem; }
.icon-btn { border: 0; background: none; padding: .1rem .3rem; font-size: 1rem; line-height: 1.2; border-radius: 6px; cursor: pointer; }
.icon-btn:hover { background: #f1f2f4; }
.ok-mark { display: inline-flex; gap: .3rem; align-items: center; font-size: .78rem; font-weight: 500; color: var(--muted); cursor: pointer; font-family: var(--mono); text-transform: uppercase; letter-spacing: .03em; margin-left: .3rem; }
.ok-mark input { accent-color: var(--ok); }
.alt { margin-top: .35rem; font-size: .86rem; color: var(--ink-2); background: #fff4dc; border: 1px solid var(--warn-line); border-radius: 8px; padding: .35rem .55rem; display: flex; gap: .5rem; align-items: center; flex-wrap: wrap; }
.alt .small-btn { padding: .15rem .6rem; }
.fields .warning.live-check { color: var(--accent-hover); }
.fields .warning.check-msg { color: var(--accent-hover); }
form.readonly input[type=text], form.readonly textarea { background: #fafafa; }
.viewer { border: 0; border-radius: var(--radius); padding: 1rem; width: min(980px, calc(100vw - 32px)); max-height: calc(100vh - 48px); box-shadow: 0 20px 60px rgba(15,23,42,.35); }
.viewer::backdrop { background: rgba(15,23,42,.55); }
.viewer-head { display: flex; justify-content: space-between; align-items: center; gap: 1rem; }
.viewer-body { overflow: auto; max-height: calc(100vh - 210px); border: 1px solid var(--line); border-radius: 10px; background: #f4f5f7; }
.viewer-body img { display: block; max-width: 100%; height: auto; margin: 0 auto; }
.viewer-nav { display: flex; justify-content: space-between; margin-top: .6rem; }
#data-letter { margin-top: .6rem; font-size: .92rem; }
.bank-pick { border: 1px solid var(--line); border-radius: 10px; padding: .55rem .8rem; margin: .5rem 0; }
.bank-pick summary { cursor: pointer; }
.bank-pick .choices { margin-top: .6rem; }
.javitasok .old { color: var(--muted); text-decoration: line-through; }
.approval-note { width: 100%; margin: 0; }
.advisor-pick.spaced { margin-top: .8rem; }
.small-btn.danger { color: var(--err); border-color: #f3b7b0; }
@media (max-width: 640px) { .review-toolbar { border-radius: 14px; top: auto; position: static; } .row-tools { min-width: 0; } }
@media print {
  .review-toolbar, .viewer { display: none !important; }
}

/* Admin menü a fejlécben */
.admin-menu { position: relative; }
.admin-menu summary { cursor: pointer; color: var(--muted); list-style: none; }
.admin-menu summary::-webkit-details-marker { display: none; }
.admin-menu summary::after { content: " ▾"; font-size: .8em; }
.admin-menu[open] summary { color: var(--accent); }
.admin-menu .menu { position: absolute; right: 0; top: calc(100% + .6rem); background: #fff; border: 1px solid var(--line); border-radius: 12px;
  box-shadow: 0 12px 30px rgba(15,23,42,.12); padding: .4rem; display: flex; flex-direction: column; min-width: 210px; z-index: 30; }
.admin-menu .menu a { padding: .45rem .7rem; border-radius: 8px; color: var(--ink); }
.admin-menu .menu a:hover { background: #f4f5f7; color: var(--accent); }
.approve-list li a { align-items: center; }

.wrap section[id], .wrap .card[id] { scroll-margin-top: 9.5rem; }
#review-form .actions { position: static; }
a.button.small-btn { padding: .3rem .8rem; font-size: .8rem; }
.who button.link { color: var(--muted); text-decoration: none; font-weight: 500; }
.who button.link:hover { color: var(--accent); }

/* ---- SZK előszűrő ---- */
.szk-form .grid-form .check-line { align-self: end; margin: 0 0 .55rem; }
.check-row { display: flex; flex-wrap: wrap; gap: .3rem 1.4rem; margin-top: .6rem; }
.check-row .check-line { margin-top: 0; }
.szk-form:not(.has-cosigner) .adostars-fields { display: none; }
.spaced-top { margin-top: 1rem; }
.szk-list { display: grid; gap: .8rem; margin-top: 1rem; }
.szk-bank { border: 1px solid var(--line); border-left: 5px solid var(--line-2); border-radius: 12px; padding: .9rem 1rem; background: #fff; }
.szk-bank header { display: flex; align-items: center; gap: .6rem; flex-wrap: wrap; }
.szk-bank h3 { margin: 0; font-size: 1.08rem; flex: 1; }
.szk-rank { font-family: var(--mono); color: var(--muted); font-weight: 600; }
.fk-chip { font-family: var(--mono); font-size: .74rem; font-weight: 600; text-transform: uppercase; letter-spacing: .04em; padding: .2rem .6rem; border-radius: 99px; }
.fk-konnyen { border-left-color: var(--ok); } .fk-konnyen .fk-chip { background: var(--ok-bg); color: var(--ok); }
.fk-mehet { border-left-color: #d9a520; } .fk-mehet .fk-chip { background: var(--warn-bg); color: var(--warn); }
.fk-kockazatos { border-left-color: var(--accent); } .fk-kockazatos .fk-chip { background: var(--accent-soft); color: var(--accent-hover); }
.szk-facts { display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr)); gap: .4rem 1rem; margin: .7rem 0 .4rem; }
.szk-facts dt { font-family: var(--mono); font-size: .7rem; text-transform: uppercase; letter-spacing: .05em; color: var(--muted); }
.szk-facts dd { margin: 0; font-weight: 600; }
.szk-why { margin: .5rem 0; }
.szk-notes { margin: .3rem 0 .4rem; padding-left: 1.1rem; font-size: .9rem; color: var(--ink-2); }
.szk-notes li.risk { color: var(--accent-hover); font-weight: 500; }
.szk-ask { margin-top: 1rem; }
.szk-ask h3 { font-size: .95rem; }
.szk-ask ul, .szk-out ul { margin: .3rem 0 .6rem; padding-left: 1.1rem; }
.szk-out { padding: 0 .9rem .6rem 1.8rem; }
.szk-out > li { margin-bottom: .4rem; }
.kb-preview { max-height: 320px; overflow: auto; padding: .8rem; background: #fafafa; border-radius: 8px; }
.grid-form label.check-line { flex-direction: row; align-items: center; gap: .5rem; font-weight: 500; }
.props-btn { gap: .8rem; align-items: center; }

/* SZK interjú */
.iv { padding-top: 1.1rem; }
.iv-head { display: flex; gap: .9rem; align-items: flex-start; margin-bottom: .8rem; }
.iv-num { flex: none; display: grid; place-items: center; width: 2rem; height: 2rem; border-radius: 50%; background: var(--brand); color: #fff;
  font-family: var(--mono); font-weight: 600; font-size: .9rem; margin-top: .1rem; }
.iv-head h2 { margin: 0 0 .25rem; font-size: 1.05rem; font-family: inherit; text-transform: none; letter-spacing: -.01em; color: var(--ink); }
.iv-ask { margin: 0; font-style: italic; color: var(--ink-2); }
.iv-tip { margin: .3rem 0 0; font-size: .85rem; color: var(--muted); }
.iv-tip::before { content: "Tipp: "; font-weight: 600; color: var(--accent); }
.iv-sub { margin-top: .9rem; border: 1px dashed var(--line-2); border-radius: 10px; padding: .55rem .8rem; }
.iv-sub summary { cursor: pointer; font-weight: 600; }
.iv-sub .iv-ask { margin: .5rem 0 .6rem; }
.szk-form .iv + .iv { margin-top: 12px; }
.szk-price { margin: .3rem 0 .4rem; font-size: .9rem; }
.iv .grid-form { grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); }
.szk-notes li.plus { color: var(--ok); }

/* Ügyfél-feltöltés */
.client-card { max-width: 640px; margin: 0 auto; }
.client-upload { border-style: solid; padding: .9rem 1rem; }
.cu-title { font-weight: 600; display: flex; gap: .5rem; align-items: center; flex-wrap: wrap; }
.cu-missing { margin-top: 1.2rem; padding: .8rem 1rem; background: var(--warn-bg); border: 1px solid var(--warn-line); border-radius: 10px; }
.cu-missing h2 { margin: 0 0 .4rem; font-size: 1rem; }
.cu-missing ul { margin: 0; padding-left: 1.1rem; }
.new-link input { margin: .5rem 0; font-family: var(--mono); font-size: .85rem; }
.new-link .buttons { display: flex; gap: .5rem; flex-wrap: wrap; }
.links-table { margin-top: .8rem; }

/* Partneroldal */
.partner-list { display: grid; gap: 12px; }
.partner-ref h2 { margin: 0; }
.stage-chip { font-family: var(--mono); font-size: .74rem; font-weight: 600; text-transform: uppercase; letter-spacing: .04em;
  padding: .25rem .65rem; border-radius: 99px; background: #eef0f3; color: var(--ink-2); white-space: nowrap; }
.st-jovahagyva .stage-chip, .st-folyositva .stage-chip { background: var(--ok-bg); color: var(--ok); }
.st-lezarult .stage-chip, .st-kesobb .stage-chip { background: #f1f2f4; color: var(--muted); }
.st-bank .stage-chip, .st-dokumentumok .stage-chip, .st-ajanlat .stage-chip { background: var(--accent-soft); color: var(--accent-hover); }
.stage-bar { display: grid; grid-template-columns: repeat(7, 1fr); gap: 4px; list-style: none; padding: 0; margin: .8rem 0 .2rem; }
.stage-bar li { height: 6px; border-radius: 99px; background: #eef0f3; }
.stage-bar li.on { background: var(--brand); }
.st-folyositva .stage-bar li.on { background: var(--ok); }
.narrow-wide { max-width: 820px; margin-left: auto; margin-right: auto; }
.consent { align-items: flex-start; font-weight: 400; font-size: .92rem; }
.consent input { margin-top: .25rem; }

/* AI-parancssor */
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.cmd-card { border-top: 4px solid var(--brand); }
.cmd-form { display: flex; gap: .7rem; align-items: flex-end; margin-top: .6rem; }
.cmd-form textarea { flex: 1; resize: vertical; min-height: 3.2rem; }
.cmd-chips { display: flex; flex-wrap: wrap; gap: .4rem; margin: .7rem 0 .3rem; }
.chip { font-size: .8rem; padding: .25rem .75rem; font-weight: 500; background: #f4f5f7; }
.cmd-quote { font-style: italic; color: var(--ink-2); margin: .2rem 0 .8rem; white-space: pre-wrap; }
.cmd-table td:first-child { width: 2rem; }
.cmd-table tr.cmd-err th, .cmd-table tr.cmd-err td { color: var(--muted); }
@media (max-width: 640px) { .cmd-form { flex-direction: column; align-items: stretch; } }